It is a shrub-like clumping palm, with several stems growing from a single base. The stems grow slowly and often tightly together, eventually reaching 2–5 m tall with a trunk diameter of 20–25 cm. It is a fan palm (Arecaceae tribe Corypheae), with the leaves with a long petiole terminating in a rounded fan of 10-20 leaflets; each leaf is up to 1-1.5 m long, with the leaflets 50–80 cm long. It also has numerous sharp needle-like spines produced on the leaf stems; these may protect the stem growing point from browsing animals. The flowers are borne in dense, short inflorescences at the top of the stems; it is usually (but not invariably) dioecious with male and female flowers on separate plants.
The Needle Palm is very popular among palm enthusiasts in temperate climates for its extraordinary ability to tolerate cold. Some reports have claimed survival of temperatures as low as −23 °C (−10 °F) with heavy damage, but with the palm recovering. More realistic estimates are closer to −18 °C (0 °F) with foliar damage.